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inclusion matters

Inclusion is as much an economic argument as a moral one. Think about what we lose when groups of people are intentionally or unintentionally prevented from fully and equally participating in society.


inclusion matters

Inclusion is as much an economic argument as a moral one. Think about what we lose when groups of people are intentionally or unintentionally prevented from fully and equally participating in society.

our calling

With the rise of youth and women's empowerment movements, the development of the world's middle classes, and the adoption of technology at all levels of society, businesses must re-think how they interact with the communities they serve. Customers are savvier, more discerning, and have more choice than ever before. Traditionally un(der)served communities are demanding to be heard, and smart businesses are listening. These groups are the new frontier, and we can all feel good about that.

Our mission

We strive to do more than just deliver a product. We aim to create real value for organizations by transforming the way they interact with clients and communities by embracing technology and data as means to advance inclusive policies and practices. 

Through this work, we aspire to create real economic growth, contribute to private sector development, and amplify the impact of international development. For communities, we aim to help break the cycle of poverty, narrow the gender divide, and eliminate broad based discrimination, empowering communities with the resources necessary to succeed in these vital goals. 

Our philosophy

Our core values are driven by the belief that opportunities grounded in economics contribute to intelligent, lasting, and sustainable development. We believe that stronger businesses are the foundation for stronger communities, and that strong communities lead to stable social and political environments.

We do not subscribe to the idea that social good has to be synonymous with charity, nor do we accept that socially-focused businesses be categorically stigmatized as narrowly profitable. We uphold the fundamentals of the private sector and embrace the idea that technology, on a sophisticated yet approachable level, can affect incredible change.

You never really understand a person until you consider things from his point of view ... until you climb into his skin and walk around in it.
— Atticus Finch, To Kill A Mockingbird


leadership team

Our team is a group of talented professionals, led by Co-Founders Kate Woska-Sirtori and Mary Miner. With equal parts experience, passion, and creativity, the Atikus team works to bring meaningful change to corporates, communities, and clients.

leadership team

Our team is a group of talented professionals, led by Co-Founders Kate Woska-Sirtori and Mary Miner. With equal parts experience, passion, and creativity, the Atikus team works to bring meaningful change to corporates, communities, and clients.


Kate Woska-Sirtori

Co-Founder and Chief Executive Officer

Kate began developing the Atikus idea in late 2011, with the desire to level the playing field for low-income individuals by maximizing the output of small business lenders. She is now responsible for overseeing the entire Atikus operation, including product development, partnerships, and business development. Prior to co-founding Atikus, Kate worked in a product innovation group in Citibank's Institutional Clients Group, designing tech-enabled financial solutions for global corporates and their customers. Before joining that group, she worked for Citi’s Technology, Media, and Telecom team, devising short-term liquidity structures in emerging markets. Kate graduated from NYU’s Stern School of Business with a BS in Finance and Management.



Bob Hughes

Chief Financial Officer

Bob is responsible for implementing Atikus’ global financial strategy, including the development of assessment criteria for organizational financial performance, and overseeing Atikus’ long-term budgetary planning and cost management. Bob’s career spans 30 years in insurance services both in the U.S. and international markets. Prior to joining Atikus, Bob was Head of International Finance for Aetna. He also spent 25 years at Cigna, where he served as Senior Vice President and Chief Financial Officer of Cigna International. Previously, he was the Senior Vice President and Managing Director of Cigna International HealthCare Benefits, Vice President and Chief Financial Officer of Health Services, and Cigna's General Auditor. He earned a BA from Villanova University.



    Co-Founder and Director of Social Impact

    Mary is responsible for designing and managing Atikus’ social impact initiatives, with a specific focus on financial education partnerships and women’s empowerment goals. Prior to joining Atikus, Mary worked for CRAN Microfinance in Cape Coast, Ghana, where she performed analytical research on CRAN’s financial education program and worked closely with CRAN’s primary lender, Kiva, to provide up-to-date borrower information directly from the field. Mary has spent extensive time on the ground in multiple African markets, including Morocco, Egypt, Tanzania, Zambia, Zimbabwe, Botswana, South Africa, and Ghana. Mary graduated from DePaul University with a BA in International Studies, cum laude, and a MS in Public Service Management, with honors, with a focus on microfinance.



    noel ntabanganyimana

    Director of Business Development

    Noel is responsible for advancing Atikus’ client and partner relationships in Rwanda. His responsibilities include identifying and pursuing new opportunities, liaising with government ministries, and upholding Atikus’ vision and reputation on a day-to-day basis. Before joining Atikus, Noel served as the Rwanda Country Manager for ThinkImpact, which runs experiential education programs across South America and Africa. Noel has a wide breath of experience working with public and private institutions across multiple industries. Noel is fluent in Kinyarwanda, English, French, and Swahili, and holds a bachelors degree in real estate management and valuation from the Kigali Institute of Science and Technology (KIST). Noel is currently pursuing an MBA from the Mahatma Ghandi University-Rwanda.

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    advisory board

    Our Advisory Board is carefully calibrated to include leaders in international development, finance, and technology. We are humbled by and grateful for our advisors' dedication to Atikus's work in delivering commercial solutions that encourage connectivity and inclusion. 

    advisory board

    Our Advisory Board is carefully calibrated to include leaders in international development, finance, and technology. We are humbled by and grateful for our advisors' dedication to Atikus's work in delivering commercial solutions that encourage connectivity and inclusion. 



    Alfred is the vice president and head of multinational underwriting at The Hartford. Alfred joined The Hartford with nearly 30 years of executive, risk management and underwriting experience in international property and casualty insurance in the U.S., Hong Kong, the Philippines and the People’s Republic of China. Prior to joining The Hartford, Alfred held multinational and international casualty leadership roles with XL Catlin, Marsh USA, Inc., ACE Group USA, Winterthur Insurance, Liberty Mutual Insurance, Continental Insurance Company, and Insular General Insurance Company. He earned a BA in journalism from Marietta College and an MBA from the F.W. Olin Graduate School of Business at Babson College. He is an Associate of the Chartered Insurance Institute (UK).



    David gruppo

    David is a Google Ideas Fellow and the CEO of Indigo Tech. Previously, David was the Head of Bank of Tokyo-Mitsubishi’s Latin America Corporate and Investment Banking Group. David joined Bank of Tokyo-Mitsubishi in 2010 from IBM, where he was involved in corporate strategy and business development for the healthcare and telecom industries. Prior to joining IBM, David worked in investment banking at Goldman Sachs, Morgan Stanley, and Santander, building those firms’ businesses in Latin America. David began his career as a corporate lawyer with Simpson, Thacher & Bartlett in New York. He is a member of The Council on Foreign Relations and was named a Henry Luce Scholar by the Luce Foundation. David holds a BS in economics from Wesleyan and a law degree from Georgetown. 




    Linda is the Founder and CEO of the Global Give Back Circle (GGBC), the largest tertiary education program for at-risk girls in Kenya and one of the original Clinton Global Initiative Commitments for girls. With over twenty-five years of global entrepreneurial experience in change management and business development, Linda has transferred commercially successful applications from the private sector to bring structure and sustainability to a critical social intervention: the empowerment of the world’s disadvantaged girls so that they can gain employment, live independent lives and give back too. GGBC is now live in Kenya, China, India, Rwanda, and South Africa. Linda has a BS from Drexel University and an MBA from the Johnson School of Management at Cornell University.




    Michael is the President of The MicroInsurance Centre, an organization dedicated to creating partnerships between insurers and appropriate delivery channels to provide specially designed and managed insurance products to low-income markets. With extensive experience in banking, microfinance, and microinsurance, Michael combines experience as controller of a US commercial bank, CEO of an MFI in Uganda, Regional Director for microfinance programs in Africa, and since 2000, President of the MicroInsurance Centre, to provide a depth of knowledge on developing and managing microinsurance products. His specializations include institutional development for microinsurance, new product development, and assessment and analysis of microinsurance programs.




    Molly is a managing partner at RR Associates and a director of KCB Bank Rwanda Ltd. Molly has over 15 years of experience as a legal and private sector expert and previously served as the CEO of Rwanda's Private Sector Federation. She has worked with the Government of Rwanda on key policy issues and reforms affecting private sector development to create a more conducive private sector environment. Molly was the vice-chair of Rwanda's Capital Markets Authority and serves on the boards of Rwanda's Work Force Development Authority, National Labor Council, Education Endowment Fund, and the Student Financing Agency. She holds a bachelor’s in law from the National University of Rwanda and a masters in international and comparative law from Sweden's Uppsala University.




    John is the CEO & President of Kito Capital, an investment fund focused on technology, impact, and the East African market. John was previously the President of Pact Social Ventures, where he positioned Pact to invest in, partner with, and advance the connection between social entrepreneurs and Pact's INGO work. Prior to that, John was the president of Pact Institute and SVP of knowledge management and innovation for Pact globally. John has over 25 years of experience in the private, government, and nonprofit sectors in community-building, international affairs, and technology innovation. He initially joined Pact as a board member, when he was CEO of CoreWeb. John was a U.S. State Department foreign service officer, completing tours in New Zealand, Kosovo, Guinea and Ecuador.



    Marilia is the Managing Partner of CARE Enterprises, the social enterprise fund of CARE International. Marilia has more than 15 years of experience in the social sector, leading strategy design and performance management for businesses and nonprofits. Before CARE, she was CEO at Aldeia Works, a consultancy she founded to support philanthropists, companies and nonprofits in the creation of significant social impact. Bezerra previously worked at Purpose, mobilizing people against the world’s biggest problems, and at the Clinton Global Initiative as Director of Commitments, where she led a team that developed public-private partnerships valued at more than $63 billion. She earned a MS in global affairs from NYU in 2007 and a law degree from the Federal University of Ceará in Brazil in 1996. 



    Leslie Hyman

    Leslie is the SVP of Business Development at Swiss Re in New York. Previously, she served as VP of Global B2B Marketing at MetLife. Leslie has been a leader in large scale direct to consumer marketing for twenty years and is recognized as the global expert in retail life insurance marketing. At Metlife, she launched one of the most innovative initiatives in the life insurance industry: partnering with Walmart to bring life insurance to middle market customers in a retail environment. Prior to joining MetLife, Leslie held leadership roles in AIG's US bancassurance division, where she established operations of a $250M high-growth consumer business. Leslie has a B.A. from Williams College and an MBA from Columbia Business School. In addition to Atikus, Leslie advises an environmental non-profit.



    Geoff macneil

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    Debby is a director of Lloyds Banking Group, IHS Markit Ltd., and Fluor Corp. She has an extensive executive background in managing technology, operations and new digital innovations across banking, payments and institutional investment. Debby is also a member of the Supervisory Board of Fresenius Medical Care and a Trustee of both the California Institute of Technology and of the Institute for Defense Analyses. Debby is the former CEO of Citibank's Global Enterprise Payments and former President of Citi's Personal Banking and Wealth Management. She was previously President of Institutional Services at Charles Schwab and had prior executive roles at Engage Media Services Group, Visa and Bank of America, where she held senior roles in Consumer Banking.




    Mark is Chief Actuary of Ironshore Incorporated. Prior to joining Ironshore, Mark served as Chief Actuary to several global companies, including AIG's global property-casualty practice and Allianz Group. At Allianz, Mark founded and built a new corporate actuarial function, overseeing both life and property-casualty insurance. Prior to joining Allianz, Mark was a principal at Towers Watson and the founder of that company’s property-casualty consulting practice in Germany. Mark has been a Fellow of the Casualty Actuarial Society since 1987. Mark has a bachelor’s degree from Washington and Lee University and a master’s in international economics and American foreign policy from Johns Hopkins. Mark also serves as president of Connecticut's People's Action for Clean Energy.



    Dr. Andrew Zeitlin

    Andrew is an Assistant Professor at the McCourt School of Public Policy at Georgetown University, a Research Associate at the Centre for the Study of African Economies at Oxford University, and the Lead Academic for the International Growth Centre's Rwanda Program. He is an experienced researcher in fields of development economics, applied micro-econometrics, and experimental economics. Andrew's research uses theory-driven field and laboratory experimental methods, together with the collection of observational data, to study the microeconomic mechanisms of economic development. Andrew earned his B.A., Ethics, Politics, and Economics, from Yale University, M. Phil., Economics, from University of Oxford, and D. Phil., Economics, from University of Oxford.

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